Owning a home is a dream for many and the Punjab Government is now taking real steps to make that dream come true. With the launch of the Apni Chat Apna Ghar scheme families who couldn’t afford property now have a genuine chance at home ownership,especially those working in government service or living without stable shelter.
What’s This Scheme About?
This initiative mainly focuses on providing affordable flats to people who don’t own any property. It’s not just for one group the scheme is meant to help:
- Government workers from BS-01 to BS-16
- Widows, orphans and differently abled individuals
- Families with low income who live in rented houses or have to share space with others.
These apartments will be built in tall buildings with many floors so more people can get homes in big cities where land is limited.
Key Features
Some important things make this scheme worth checking out:
- Monthly installments that most people can manage
- All basic utilities will be part of the plan (electricity, water, etc.)
- Full ownership rights — once paid off, the flat is fully yours
- Set quota for women, disabled individuals, and martyrs’ families
- Transparent balloting system to avoid favoritism
Locations Covered
The first phase includes:
- Lahore
- Faisalabad
- Rawalpindi
- Sialkot
- Bahawalpur
- Sargodha
- Dera Ghazi Khan
- Multan
More areas could be added later on, depending on demand and resources.
Eligibility Criteria
The rules are simple and fair. To be eligible, you need to:
- Live in Punjab
- Not already own a house or flat
- Be in a lower or middle-income bracket
- Be a government employee or part of a vulnerable group
- Not have received a plot or house under any past government scheme
How To Apply Online
Ready to apply? Here’s how:
- Go to https://apnichatapnaghar.com.pk
- Look for the “Apply Online” option and click it
- Enter your details honestly — CNIC, income, and other required info
- Upload your documents (like ID and salary slip)
- Hit submit and note your application number — you’ll need it later
Make sure everything you submit is accurate. Any false info can get your form rejected.
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Required Documents
To complete your application, keep these handy:
- National ID card
- Proof of income or government job
- Affidavit saying you don’t already own property
- Any certificates (if you’re applying under special categories)
Important Notes
- Allotment will be done using a computer based draw
- No bribes or influence will affect the results the process is promised to be fair
- Apartments will be built in secure, planned communities
- Housing units will be practical in size ideal for small families
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Helpline & Contact Info
Here’s how to get help:
- Call: 042-111-333-222
- Email: info@apnichatapnaghar.com.pk
Or visit your local PHATA office (Punjab Housing & Town Planning Agency)
